急求！！一篇有哲理的英语文章（带翻译）！！在线等～～

The time account

Say there is a bank that credits your account each morning with RMB6,400. Every evening, the bank deletes whatever remains of this sum that you have failed to use during the day.
What would you do if you had such an account?
Draw out every cent, every day, of course!
Well, each of us has such an account. Its name is TIME.
Every morning, time credits you with 86,400 seconds. Every night it writes off, as lost, whatever you have failed to put to use. It carries over no balance. It allows no overdraft.
Each day, time opens a new account for you. Each night, it burns whatever remains in the account. If you fail to use up all of the day’s deposits, you can’t keep them for tomorrow. Neither can you draw from what will be put in the next morning.
Time’s clock runs non-stop.
To realize the value of one year, ask a student who has failed a grade.
To realize the value of one month, ask a mother who has given birth to a premature baby.
To realize the value of one week, ask the editor of a weekly newspaper.
To realize the value of one hour, ask two lover who are waiting to meet.
To realize the value of one minute, ask a traveler who has just missed his train.
To realize the value of one second, ask the motorist who has just avoided an accident.
To realize the value of one millisecond, ask the athlete who has won a silver medal in the Olympics.
Treasure every moment that you have! And remember that time waits for no one. Yesterday is history. Tomorrow is a mystery. Today is a gift. That’s why it’s called the present!

时间账户

如果说有这样一个银行，每天早上都给你汇入6400元；每天晚上，都会清除你在这一天没有花完的账户余额。
如果你有这样一个账户，你会怎样做呢？
当然是每天都要取出每一分钱！
其实，我们每一个人都有这样的一个账户，它的名字就叫时间。
每个清晨，时间都会为你开启一个拥有86400秒的账户；每晚，便会购销一切你没有充分利用的时间，它从不延缓进出平衡，也不允许透支。
每天，时间都会给你开启一个新账户；每晚，都会清除账户上的余额（时间）。如果你没有用尽当天的时间存款，你也不可能留着以备明天之用，而且你也不可能预支第二天的时间。
时间永不停息地奔跑着。
想要明白一年的价值，去问问留级的学生。
想要明白一个月的价值，去问问早产的母亲。
想要问问一周的价值，去问问周刊的编辑。
想要明白一个小时的价值，去问问正在等候见面的热恋情侣。
想要明白一分钟的价值，去问问没赶上火车的旅行者。
想要明白一秒钟的价值，去问问躲过交通事故的司机。
想要明白千分之一秒的价值，去问问在奥运会上获得银牌的运动员。
珍惜你现在的每一分钟吧！记住，时间不等人，昨天已成为历史，明天仍是未知。只有今天才是礼物，这也就是我们为什么称它为“现在”。

——摘自《英汉对照心灵阅读——情感篇


以前百度上就有，看看就好了